Investment Property Archives · Australian Loans Group

Smart investing Trends in 2026

Posted on 03/03/202617/02/2026 by Laze Spasevski

The Investing Shifts that Matter Most in 2026

Smart investing trends in 2026 may be less about pushing limits and more about keeping your lending options flexible. A few trends are already shaping how investors approach the year ahead: Tighter lending for bigger loans. From February, banks must limit how many higher debt-to-income loans they write, which may reduce borrowing power for some investors and make outcomes var...
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Investors Claim Biggest Lending Share Since 2016

Posted on 17/02/202617/02/2026 by Laze Spasevski

Investors claim the biggest lending share since 2016 as more investors are stepping back into the market. This data shows that it’s a big shift. The latest figures from the Australian Bureau of Statistics show the value of investor loan commitments jumped 17.6% in the September 2025 quarter, and was 18.7% higher than a year earlier. Investors now account for 40.6% of the value of all new...
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Prices Rise as Listings Tighten Again

Posted on 23/01/202622/01/2026 by Laze Spasevski

As prices rise and listings tighten again, the market became tough for buyers but unexpected opportunities for homeowners. Australia’s median property price rose 1.0% in November and 3.1% over the quarter, according to Cotality. At the same time, SQM Research reports total listings fell 5.4% month-on-month and new listings dropped 11.3%. With fewer homes hitting the market, buyers are compe...
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Homes Taking Slightly Longer to Sell

Posted on 26/11/202520/11/2025 by Laze Spasevski

Homes selling slower, prices holding firm

Selling conditions in Australia’s housing market have shifted slightly, with homes taking slightly longer to sell. However, sellers are still achieving strong results. New data from Cotality shows that the median time to sell a home by private treaty rose to 30 days in the September quarter, up from 27 days a year earlier. A longer selling time typically signals a dip in buyer urgency. Howe...
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Many Borrowers Turning to Mortgage Brokers

Posted on 24/11/202520/11/2025 by Laze Spasevski

With bank branches closing as services move online, many borrowers are turning to mortgage brokers for personalized guidance that big institutions can no longer provide in person. The number of bank branches across Australia has fallen sharply, down 5% over the past year. And a staggering 33% over the past five years, according to Canstar analysis of official banking data. With most tra...
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Commercial Property Market Improving

Posted on 09/09/202511/08/2025 by Laze Spasevski

Australia’s commercial property market is showing early signs of recovery, with income performance improving across most sectors and investor sentiment gradually stabilising, according to KPMG’s latest market update. The industrial sector continues to lead the way, supported by strong tenant demand and limited supply. It has now recorded two consecutive quarters of growth, with total return...
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Rate Cut Driving Property Price Growth

Posted on 21/08/202508/08/2025 by Laze Spasevski

“This February’s rate cut was a clear turning point for driving the growth of property price.” said Cotality research director Tim Lawless – and the numbers back him up. National property prices rose 0.6% in June, marking the fifth consecutive month of growth. Over the past five years, the national median has increased by 44.3%, despite several dips along the way. Mr Lawless said the lat...
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Rental Growth Continues

Posted on 07/08/202525/07/2025 by Laze Spasevski

The latest rental data shows different financial trends for renters and property investors, as rental growth continues and opportunities emerging on both sides. After rising steadily since 2021, rents climbed another 4.2% over the year to June 12, according to SQM Research, contributing to ever-higher living costs for tenants. Conversely, property investors are benefiting from higher inc...
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Lenders Offering Low Fixed-Rate Mortgages

Posted on 31/07/202524/07/2025 by Laze Spasevski

A limited number of lenders are now offering low fixed-rate mortgages whose interest rates start with a ‘4’, although variable rates continue to have a ‘5’ (at least) in front of them. So, are fixed rates about to make a comeback and is now the right time for you to fix your loan? That depends on your personal circumstances and what you anticipate will happen in the future. Here’s what t...
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Investors to Manage Negative Cash Flow

Posted on 20/05/202501/05/2025 by Laze Spasevski

Surveys show that property investors confirm investing can be a fantastic way to build long-term wealth, but they need to prepare and learn to manage periods of negative cash flow, especially in the early years. The Property Investment Professionals of Australia (PIPA) found that 65% of investors they surveyed were negatively geared in 2024, up from 57% in 2023. PIPA chair Nicola McDouga...
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