Home / Posts tagged "inflation"

inflation

Mortgage Stress Dropped – Building a Buffer Still Matter

Posted on by Laze Spasevski
New research from Roy Morgan shows mortgage stress has dropped to its lowest level since January 2023, but building a buffer still matter as it protects you from interest rate hikes. After a challenging few years for household budgets, this is an encouraging news for borrowers as it indicates many households are starting to feel more comfortable with their repayments Even so, now’s a goo...
Read More

Inflation Easing but Not Defeated

Posted on by Laze Spasevski
Inflation Easing, but Rate Certainty Still Shaky
Inflation is easing, but not defeated – which keeps borrowing conditions in play for 2026. ABS data shows headline inflation fell from 3.8% in October to 3.4% in November. That’s progress – but it’s not the clean victory many hoped for mid-2025. Back in June, when inflation dipped to 1.9%, it felt like the Reserve Bank of Australia (RBA) had done its job. Since then, price pressures have...
Read More

Prime Commercial Spaces Set to Outperform in 2026

Posted on by Laze Spasevski
Commercial demand reshapes as quality assets lead
Commercial property isn’t moving in a straight line, and Knight Frank’s 2026 outlook highlights the spaces set to outperform in 2026 as the next phase of the cycle looks very different from the past decade. After years of ‘beds and sheds’ outperformance, the gap between sectors is narrowing. Office and retail assets are now positioned to deliver stronger income returns in 2026. Driven by gr...
Read More

New Lending Caps: Impact on Borrowers

Posted on by Laze Spasevski
How new lending caps could change your budget
An impending change could reduce how much some borrowers can borrow – but the impact will vary widely between authorised deposit-taking institutions (ADIs) that issue home loans. From 1 February 2026, ADIs must ensure no more than 20% of their new home loans go to borrowers whose loan size is six times their income or more. For context, that would mean a loan of more than $600,000 for someo...
Read More

RBA’s 2026 Update on Refinancing

Posted on by Laze Spasevski
2026 RBA Update on Refinancing Conditions
If your loan is due for refinancing this 2026, it’s important to be aware of the RBA’s latest update. While borrowing could be easier in some areas, persistent inflation means lenders are likely to remain cautious. What the RBA sees: Borrowing costs are lower because of recent interest rate cuts. Loans are still widely available, and extra charges for risk are low. But in...
Read More

Prices Rise as Listings Tighten Again

Posted on by Laze Spasevski
Prices Rise as Listings Tighten Again
As prices rise and listings tighten again, the market became tough for buyers but unexpected opportunities for homeowners. Australia’s median property price rose 1.0% in November and 3.1% over the quarter, according to Cotality. At the same time, SQM Research reports total listings fell 5.4% month-on-month and new listings dropped 11.3%. With fewer homes hitting the market, buyers are compe...
Read More

Businesses Urged to Boost Productivity

Posted on by Laze Spasevski
Businesses Urged to Boost Productivity as Wages Rise
As wages rise faster than prices, giving households more spending power, businesses are urged to boost productivity. Average weekly ordinary time earnings for full-time adults hit $2010 in May 2025, which was 4.5% higher than the year before, and significantly more than the 2.1% annual inflation rate recorded in the June quarter. However, Australian Industry Group CEO Innes Willox st...
Read More

Home Loan Refinance Has Surged

Posted on by Laze Spasevski
Home Loan Refinance Has Surged
Hom Loan refinance has surged as an enormous number of Australians have been refinancing their home loans this year. In the June 2025 quarter, the number of mortgages that were refinanced with external lenders was 0.8% higher than the March 2025 quarter and a striking 20.9% higher than June 2024, according to the Australian Bureau of Statistics.   This surge in refinancing coinc...
Read More

Labour Market Showing Signs of Strain

Posted on by Laze Spasevski
Labour Market Showing Signs of Strain
Australia’s labour market is showing signs of strain as it delivered a mixed result in June, with unemployment rising but more people entering the workforce, according to new data from the Australian Bureau of Statistics. The unemployment rate increased to 4.3%, up from 4.1% in May and 4.0% in June 2024 – marking the highest level since November 2021. The underemployment rate also ticked up...
Read More

Inflation Rate Continues to Ease

Posted on by Laze Spasevski
Positive Inflation Streak Continues
Australia’s inflation rate continues to ease, with both headline and core measures now sitting comfortably within the Reserve Bank of Australia’s (RBA) 2-3% target range. According to the Australian Bureau of Statistics, annualised inflation in May was 2.1% – down from 2.4% in April and 4.0% a year earlier. This was the tenth consecutive month that headline inflation had remained inside the...
Read More
Top