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Reserved Bank of Australia

RBA Expects Small Businesses Cash Flow to Ease

RBA expects small business relief ahead
The Reserve Bank of Australia (RBA) expects cash flow pressures on small businesses to ease. This is because recent rate cuts begin to flow through to lower borrowing costs and improved financial confidence. In its latest Financial Stability Review, the RBA said smaller firms are likely to feel the benefits sooner, particularly those with variable-rate loans secured against property. Becaus...
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Interest Rates Have Evolved

Interest rates have evolved over the past 18 months according to the latest Reserve Bank of Australia (RBA) data. It certainly has shown the impact the RBA's cash rate rises have had on the mortgage market. The key is to compare average interest rates for all outstanding loans in April 2022 – the month before the first rate rise – and August 2023 – the most recent month for which we have da...
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