Finance Options
Home Loan
Whether you’re upsizing, downsizing, moving for work or are going through some other sort of life-event, Australian Loans Group’s vast experience and consultative approach to finance will put you at ease. We guide you every step of the way, communicating with all stakeholders on your behalf including your selling agent, conveyancer and, of course, your lender, we’ve got your back. We find the product best suited to you for your individual circumstances.
Construction loan
Australian Loans Group has an intimate understanding of the construction process. Construction loans are a little more complex than a regular home loan because the loan is drawn down in stages as the property is being built. We take care of this process for you, communicating with your builder at each stage of construction, ensuring there are no onsite delays due to finance not being deployed to the builder on time.
Business Loan
If you are thinking about starting a new business, purchasing an existing business or already run your own business, Australian Loans Group can help get your finances sorted. We understand the challenges business owners often face with cashflow pressures, requirements for working capital, and access to funds for expansion including plant and equipment. With an array of solutions including both secured and unsecured options, Australian Loans Group offers a free consultation so we can get to know your business and offer you right solutions.
Investment Property
When purchasing an investment property, it is important to measure twice and cut once, in order to avoid making very costly mistakes. What we mean by this is that you need to make sure you have the right ownership structure in place, think about tax implications, and ensure you are set up to execute on your long-term goals. Australian Loans Group doesn’t just show you the cheapest rate. We work with you and your advisors to ensure that you’re set up to build long-term wealth through property investment.
Refinancing
When it comes to your existing home or investment loan it is important to not ‘set and forget’. Over time interest rates change, lender offers change and your circumstances can change too. Let Australian Loans Group scour the market for you and if there is a better option out there for you, suitable to your circumstances, let us make the process of switching super simple for you.
First Home Buyer
Buying your first home is a memorable experience but It can also be a very stressful one. Often being the single largest investment in life, it is understandable that people can feel a heightened sense of stress when going through the process. Australian Loans Group’s approach is to educate our First Home Buyers and do all the hand-holding that is necessary – hey, we were once First Home Buyers too!
Personal loan
Personal loans can be great solutions for a wide range of reasons. Whether you’re paying for your dream wedding, your dream holiday, a renovation or something unexpected has come up, a personal loan through Australian Loans Group is quick a simple.
Self Employed Home Loan
Being self-employed means that lenders have different requirements and credit policies when assessing your application. Australian Loans Group understands the ins and outs of obtaining approval for those that are self-employed.
Bad Credit Home Loan
If you have a credit-impairment it doesn’t automatically mean that you will not qualify for a loan. Australian Loans Group has access to lenders who offer solutions to get you back in the game. We also provide you with advice to ensure you are on track towards building a strong credit score, which is so important to keep you in good stead for future loan applications.
Vehicle Finance
Whether you are looking to purchase a vehicle for personal use or commercial use, Australian Loans Group can assist. It’s not always the best idea to get your finance sorted out in the dealership. Often you are better off having your finance in place prior to negotiating on the vehicle price with the dealer so speak to us first.
Development Finance
Whether you’re a seasoned professional in this space or a beginner attempting your first development, Australian Loans Group offers a wide-ranging suite of solutions to make sure you can get your development off the ground and completed. Having completed developments ourselves, and with access to a range of lending options including private lenders, we work with you to ensure your application for finance is presented in the right way to get you approved. This includes assisting with feasibility studies, independent valuations, exit strategies and more.
Some of Our Lenders
