From 1 July 2026, employers will be required to pay super at the same time as wages, under the new Payday Superannuation Bill 2025.
The reform is designed to help workers grow their retirement savings by ensuring super is paid more regularly. But for small businesses, especially those that pay staff weekly, it will mean new processes. Tighter cash-flow management and potential system upgrades will also be necessary.
Industry bodies such as the Australian Chamber of Commerce and Industry support the goal of payday super but warn the transition could add administrative costs and increase workload for smaller operators.
What business owners should do now:
- Check payroll software – ensure it can handle more frequent super payments.
- Review cash flow forecasts – plan for the impact of paying super with every pay run.
- Talk to your accountant or bookkeeper – discuss workflow and compliance updates.
- Stay informed – keep an eye on ATO and Treasury updates as the 2026 start date approaches.